What is auto insurance?

that the questaion that you ask isnt? belive me i know that let me teel you what auto insurance all about Auto insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.Auto insurance provides property, liability and medical coverage:
Property coverage pays for damage to or theft of your car.
Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.An auto insurance policy is comprised of six different kinds of coverage. Most states require you to buy some, but not all, of these coverages. If you're financing a car, your lender may also have requirements.Most auto policies are for six months to a year. Your insurance company should notify you by mail when it’s time to renew the policy and to pay your premium.

Auto Insurance Basics

How much do you really know about auto insurance?? Do you understand how car insurance works to help protect you and your car?? Do you understand those terms that keep popping up when you are researching policy prices online? Before you buy an online policy, do a little insurance homework and learn the basics.
Anyone who drives a car in the United States or other countery needs to have auto insurance. It protects you, and the other people you have listed on your policy against any sort of financial loss that results from operating a car, SUV or light truck. Your policy is a document that lists the type of coverage that you will have under certain circumstances. Auto insurance premiums are the money that you pay to the insurance company to cover you for the circumstances that are outlined in detail in the insurance policy. You normally have a choice of how to pay auto insurance premiums. Most companies will allow you to make payments either monthly, bi-annually, which is twice a year, or annually, which is once a year.
What does an auto insurance policy usually cover? If you are involved in an accident with your vehicle and damage someone else’s vehicle or personal property, or a human being, your policy will pay up to the amount of coverage you have, which can be decided at the time you take out the policy.
Normally, medical claims are covered as well as property damage, any sort of vandalism that damages your vehicle, and any sort of damage from a natural disaster such as hail or fallen tree limbs. Your policy could also cover any needed towing of your vehicle, a replacement car while your vehicle is being fixed, and any legal costs that may crop up if you are involved in a lawsuit involving anything that is covered in the policy.
Most states require you to have at least liability insurance. You are normally required to carry proof of your insurance with you in your vehicle at all times so you can show it to any police officer that should stop you for any reason. However, the enforcement of this law can vary from state to state, so it’s a good idea to learn what the automobile insurance laws are in the state where you live.
The more you know about auto insurance and the terms that are used when discussing it, the easier it will be for you to get a good deal when you buy a policy online.
Recent Auto Insurance Articles

car insurance

If you own a car, auto insurance is not just an option—it is a legal necessity. And you wouldn't want it any other way. If you are involved in an accident or have your car stolen, owning the right kind of auto insurance can help to ease a difficult situation. The information below will provide some answers and help you ask the right questions in order to find the most appropriate solutions.