insurance4life

Tuesday, February 2, 2010

You may buy your shopping online so why not choose to buy your car insurance online as well? Many people are starting to buy their car insurance policies online for more than just convenience. Why do things the old way when using the internet for your car insurance policies is faster, smarter and more efficient? You can get a car insurance quote in an instant!

It's one of the easiest ways to get an instant and easy quote for your car. There are not many insurance companies that are not on the internet, and all of them that are, have the facility to give a customer a car insurance quote. There are also car insurance companies who operate only over the internet, providing you with the cheap car insurance you need.

Most internet car insurance companies allow you to search for cheap car insurance policies within a matter of seconds. This makes it not only a lot quicker for you but a lot less frustrating as well. These comparison websites offer you the ability to:

1. View many car insurance companies in one place, getting a car insurance quote without wasting to much time or effort;

2. Find which policy and what cover is better for you and your needs;

3. Find the best price for your specific level of cover, meaning cheap car insurance.

The internet is so much more convenient for getting a car insurance quote and buying a policy. You will be able to research which policy suits you and your needs better, and you will be able to find a cheap car insurance policy that suits your hip pocket as well.

With companies switching to the internet to offer their car insurance policies, they have realized that they can lower the prices of the premiums. Without any overheads to cover for the premiums, the insurance companies can offer the policies cheaper.

Another great reason to buy your car insurance policy online is that you are in complete control. You won't feel pressured to go with any one particular company, and you won't be pressured by sales agents desperate to get you to buy from them. You can choose what extras and features you would like on your car insurance policy, and you decide which company you want to go with.

So if you want to opt for convenience, cheaper prices, more choice and an all round great service, then using the internet is the way forward. You will be able to shop for car insurance policies, get quotes and purchase safely on the internet.

The internet has revolutionized the way in which we shop, make the jump and start buying your car insurance policies online as well. You will be amazed at the amount of time and money you can save by using the internet. The future for your car insurance policies is the internet
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Understanding that car insurance is more than a simple quote

# Car insurance is mandatory. Everybody driving a car needs to have it. When buying car insurance many people simple ask for a quick quote and go for the cheapest insurance available. This however can prove to be a big mistake.
# Car Insurance for Teens - Thorough View By : David Hunter
When teenagers and car insurance join hands, it always turns out to be a costly affair. According to the statistics, teenagers have been involved in larger number of accidents, when compared to their older counterparts.
# The Benefits Of One Month Car Insurance By : Scott Riefler
Finding insurance cover for a vehicle for short periods of time can be extremely complicated and negotiating with your existing insurance provider can be time consuming and frustrating.

Saturday, May 23, 2009

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Wednesday, August 13, 2008

Auto Insurance Buying Your First Car?


Here's What You Need to Know
Auto Insurance Can Also Help Protect People - Including Yourself.
Make sure you have enough protection to cover expenses if you or one of your passengers gets hurt in an accident. Even if you have health insurance, you should consider the following three coverage options as part of your complete auto insurance policy, as these policy features cover you, and the people in your car: You also need to protect yourself financially. Liability Coverage helps protect you and your assets if you’re found to be at fault in a covered accident And, of course, you’ll want to protect your car.

Cheaper Car Insurance For Female Drivers

So how can women get the best car insurance deals? Much of the advice available in our main car insurance guide applies equally to women drivers. Here are a few extra tips to help you keep car insurance premiums as cheap as possible:

  • Consider a car that has a small engine or is in a low insurance group.
  • If you have only just passed your test, consider taking out your own cover rather than piggybacking on your parents: you can build up a no-claims bonus that much quicker – in the second year your costs could fall by up to 30%.
  • Avoid modifications, such as alloy wheels, extra spoilers or racing exhausts.
  • Look out for additional security features, such as locks and immobilisers as these will help minimise your premiums.
  • If you only tend to drive occasionally, look for policies that offer discounts for lower mileages. It’s also worth getting quotes from insurers that specialise in covering female drivers.
  • If you are an older driver, try to avoid putting your children on your policy

Women’s car insurance


Until a decade or so ago, the issue of cheap car insurance for women drivers was not high on most insurers’ agenda.

Today, women can enjoy some excellent motor insurance deals. But as with all these things, it makes sense to shop around. Find out how to get the best rates below.

Women may still face discrimination in certain areas of their lives, but one area where this definitely does not appear to be happening is over the cost of their car insurance.

Premiums for women drivers tend to be lower than they are for men, especially up to the age of about 45. Thereafter they level off.

The reasons why female car insurance is cheaper than men’s are simple: premiums are based on a wide range of statistics which show they are much safer drivers than men.

  • Government figures show that over 92% of convictions for driving offences in the UK are for men.
  • Men are responsible for 98% of all convictions for dangerous driving.
  • Women drivers tend to drive more slowly, carefully and shorter distances than men.
  • Although women tend to have as many accidents as men, they are less likely to be serious. Therefore their overall claims experience is better than those of their male counterparts.

Tuesday, August 12, 2008

Why Insurance Is Important
If you were to die could your family or dependants, pay for your funeral, organize the financial affairs, service pre-existing debt and continue their current standard of living without you? This is why life insurance is important.
If you are injured and are unable to continue working are you able to service your debtors and maintain any standard of living? This is why you need income protection insurance.
If you were to be in a car accident with two other cars and it was determined that the accident was your fault, could you go to a car showroom and buy yourself a new car, pay for repair or replacement of the other two cars and pay for the medical bills of the other drivers and their passengers? This is why motor insurance is important. and theres alot of insurance companies suach as
In the United States, standard line insurance companies are your "main stream" insurers. These are the companies that typically insure your auto, home or business. They use pattern or "cookie-cutter" policies without variation from one person to the next. They usually have lower premiums than excess lines and can sell directly to individuals. They are regulated by state laws that can restrict the amount they can charge for insurance policies.Reinsurance companies are insurance companies that sell policies to other insurance companies, allowing them to reduce their risks and protect themselves from very large losses. The reinsurance market is dominated by a few very large companies, with huge reserves. A reinsurer may also be a direct writer of insurance risks as well ......and thers alot of insurance companies i will tell u about in antoher articles