insurance4life

Wednesday, August 13, 2008


Cheaper Car Insurance For Female Drivers

So how can women get the best car insurance deals? Much of the advice available in our main car insurance guide applies equally to women drivers. Here are a few extra tips to help you keep car insurance premiums as cheap as possible:

  • Consider a car that has a small engine or is in a low insurance group.
  • If you have only just passed your test, consider taking out your own cover rather than piggybacking on your parents: you can build up a no-claims bonus that much quicker – in the second year your costs could fall by up to 30%.
  • Avoid modifications, such as alloy wheels, extra spoilers or racing exhausts.
  • Look out for additional security features, such as locks and immobilisers as these will help minimise your premiums.
  • If you only tend to drive occasionally, look for policies that offer discounts for lower mileages. It’s also worth getting quotes from insurers that specialise in covering female drivers.
  • If you are an older driver, try to avoid putting your children on your policy

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